By Karen Wehrle

Maybe frugal money saving tips were never important to you before. Nowadays, they're a necessity. Most of us only learn frugality when past-due bills mount up.

Until recently, most Americans bought into the idea that "going into debt is fine..."

Debt is not fine! Consumer debt is an addiction we can no longer afford. If you've learned this the hard way, you know you must trim expenses right away. Lucky people learn these lessons early and have wealth as proof. For the rest of us, better late than never.

Comments(1):

1. Thanks!

   Excellent advice Karen. I know I could benefit from following a few of these. Best, Jeff Cobb

   Monday, August 01, 2011 Jeffrey